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I ran across a quote this morning: “How We Do Money Is How We Do Our Lives,” Maria Nemeth, PhD., author of  The Energy of Money.

It made me stop and think, Just how DO I “do money”?

When it comes to money, I’ve always been careful and cautious. I don’t like to take risks with money. I plan for the unexpected by keeping a “rainy day” fund. I am responsible with money. I always reconcile my checkbook, pay my bills on time, and meticulously track my income and expenses. I use money to get all of what I need, some of what I want, and a taste of frivolity every now and then. I feel like I am in control of my money. And yet, I worry that somehow something unforeseen will happen, and I will end up regretting some of my conservative choices.

And, yes, that also describes how I do life: careful, cautious, not taking many risks, in control, and yet sometimes worrying that I’m missing out.

I wonder what it would take for me to loosen up a bit.  Certainly awareness and intention are key ingredients. What about a new budget line item: Frivolity.  I wonder what it would be like to regularly and intentionally use some of my money for things that “don’t make sense.” I wonder how that would show up in my life.

What about you? Are you willing to take a look at how you “do money”? If so, write down your patterns with money, or ask someone close to you how they see you “doing money.” Notice the parallels between “money” and “life.” Notice if there’s something you’d like to experiment with, something you’d like to change.

And then set an intention and share that intention with at least one other person who’s willing to ask you how it’s going.

If you don’t have all the money and all the life you want, make a new choice today.

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